I remember my dad teaching me the power of language at a very young age. Not only did my dad understand that specific words affect our mental pictures, but he understood words are a powerful programming factor in lifelong success.

One particularly interesting event occurred when I was eight. As a kid, I was always climbing trees, poles, and literally hanging around upside down from the rafters of our lake house. So, it came to no surprise for my dad to find me at the top of a 30-foot tree swinging back and forth. My little eight-year-old brain didn’t realize the tree could break or I could get hurt. I just thought it was fun to be up so high.

My older cousin, Tammy, was also in the same tree. She was hanging on the first big limb, about ten feet below me. Tammy’s mother also noticed us at the exact time my dad did. About that time a huge gust of wind came over the tree. I could hear the leaves start to rattle and the tree begin to sway. I remember my dad’s voice over the wind yell, “Bart, Hold on tightly.” So I did. The next thing I know, I heard Tammy screaming at the top of her lungs, laying flat on the ground. She had fallen out of the tree.

I scampered down the tree to safety. My dad later told me why she fell and I did not. Apparently, when Tammy’s mother felt the gust of wind, she yelled out, “Tammy, don’t fall!” And Tammy did. fall. My dad then explained to me that the mind has a very difficult time processing a negative image.

In fact, people who rely on internal pictures cannot see a negative at all. In order for Tammy to process the command of not falling, her nine-year-old brain had to first imagine falling, then try to tell the brain not to do what it just imagined. Whereas, my eight-year-old brain instantly had an internal image of me hanging on tightly.

This concept is especially useful when you are attempting to break a habit or set a goal. You can’t visualize not doing something.

The only way to properly visualize not doing something is to actually find a word for what you want to do and visualize that. For example, when I was thirteen years old, I played for my junior high school football team. I tried so hard to be good, but I just couldn’t get it together at that age. I remember hearing the words run through my head as I was running out for a pass, “Don’t drop it!”

Naturally, I dropped the ball. My coaches were not skilled enough to teach us proper “self-talk.” They just thought some kids could catch and others couldn’t. I’ll never make it pro, but I’m now a pretty good Sunday afternoon football player, because all my internal dialogue is positive and encourages me to win.

I wish my dad had coached me playing football instead of just climbing trees. I might have had a longer football career. Here is a very easy demonstration to teach your kids and your friends the power of a toxic vocabulary.

Ask them to hold a pen or pencil. Hand it to them. Now, follow my instructions carefully. Say to them, “Okay, try to drop the pencil.” Observe what they do. Most people release their hands and watch the pencil hit the floor. You respond, “You weren’t paying attention. I said TRY to drop the pencil. Now please do it again.”

Most people then pick up the pencil and pretend to be in excruciating pain while their hand tries but fails to drop the pencil.

The point is made. If you tell your brain you will “give it a try,” you are actually telling your brain to fail. I have a “no try” rule in my house and with everyone I interact with. Either people will do it or they won’t. Either they will be at the party or they won’t.

I’m brutal when people attempt to lie to me by using the word try. Do they think I don’t know they are really telegraphing to the world they have no intention of doing it but they want me to give them brownie points for pretended effort?

You will never hear the words “I’ll try” come out of my mouth unless I’m teaching this concept in a seminar. If you “try” and do something, your unconscious mind has permission not to succeed. If I truly can’t make a decision I will tell the truth. “Sorry John. I’m not sure if I will be at your party or not. I’ve got an outstanding commitment. If that falls through, I will be here. Otherwise, I will not. Thanks for the invite.”

People respect honesty. So remove the word “try” from your vocabulary.

My dad also told me that psychologists claim it takes seventeen positive statements to offset one negative statement. I have no idea if it is true, but the logic holds true.

It might take up to seventeen compliments to offset the emotional damage of one harsh criticism. These are concepts that are especially useful when raising children. Ask yourself how many compliments you give yourself daily versus how many criticisms.

Heck, I know you are talking to yourself all day long. We all have internal voices that give us direction. So, are you giving yourself the 17:1 ratio or are you shortchanging yourself with toxic self-talk like, ” I’m fat. Nobody will like me. I’ll try this diet. I’m not good enough. I’m so stupid. I’m broke, etc. etc.”

If our parents can set a lifetime of programming with one wrong statement, imagine the kind of programming you are doing on a daily basis with your own internal dialogue.

Here is a list of Toxic Vocabulary words.

Notice when you or other people use them.

Ø But: Negates any words that are stated before it.
Ø Try: Presupposes failure.
Ø If: Presupposes that you may not.
Ø Might: It does nothing definite. It leaves options for your listener..
Ø Would Have: Past tense that draws attention to things that didn’t actually happen.
Ø Should Have: Past tense that draws attention to things that didn’t actually happen (and implies guilt.)

Ø Could Have: Past tense that draws attention to things that didn’t actually happen but the person tries to take credit as if it did happen.
Can’t/Don’t: These words force the listener to focus on exactly the opposite of what you want. This is a classic mistake that parents and coaches make without knowing the damage of this linguistic error.

Examples:
> Toxic phrase: “Don’t drop the ball!”
> Likely result: Drops the ball
> Better language: “Catch the ball!”* *
> Toxic phrase: “You shouldn’t watch so much television.”
> Likely result: Watches more television.
> Better language: “I read too much television makes people stupid.

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                    Yoy have gone for shopping and you forgot u r wallet and forgot to take money from the ATM card. At this momemt if you have mobile phone and payment can made through Mobile it feels you happy and releases your tension.

Similarly, if he wished to buy a pair of jeans, all that he needed to do was to go to the payments icon on his phone, and the magnetic stripe of the card will automatically be swiped and money transferred to the merchant.

“If, for example, I go to WalMart, the payments screen can even fish out my WalMart discount card and offer me fresh discounts on my cell phone. You could have up to 50,000 coupons stored in your mobile telephone.”

Here comes the Mobile Wallet. Mobile Wallet is a payment through Mobile . It is alternative payment Method . According to tech evangelist Sam Pitroda has predicted the virtual death of paper money in 30 years thanks to innovative convergence. I think this idea will give drastic changes in Economic World. Mobile payments has been well adopted in many parts of Europe and Asia. Mobile Payments Expected to reach more than $600 billions globally by 2013.

You can Pay money using your mobile Phone for a wide range of services and digital or hard goods such as:

Premium SMS/USSD based transactional payments

The consumer sends a payment request via an SMS text message or an USSD to a short code and a premium charge is applied to their phone bill or their mobile wallet. The merchant involved is informed of the payment success and can then release the paid for goods.

Since a trusted delivery address has typically not been given these goods are most frequently digital with the merchant replying using a Multimedia Messaging Service to deliver the purchased music, ringtones, wallpapers etc.

Transactional payments have been popular in Asia and Europe but are now being overtaken by other mobile payment methods such as mobile web payments (WAP), mobile payment client (Java ME, Android…) and Direct Mobile Billing for a number of reasons:

1. Poor reliability
2. Slow speed
3. Security
4. High cost
5. Low payout rates
6. Low follow-on sales

 Direct Mobile Billing

The consumer uses the mobile billing option during checkout at an e-commerce site—such as an online gaming site—to make a payment. After two-factor authentication involving a PIN and One-Time-Password, the consumer’s mobile account is charged for the purchaseThis type of mobile payment method, which is extremely prevalent and popular in Asia, provides the following benefits:

1. Security
2. Convenience
3. Easy
4. Fast
5. Proven

Mobile web payments (WAP)

The consumer uses web pages displayed or additional applications downloaded and installed on the mobile phone to make a payment. It uses WAP (Wireless Application Protocol) as underlying technology and thus inherits all the advantages and disadvantages of WAP. However, using a familiar web payment model gives a number of proven benefits:

1. Follow-on sales
2. High customer satisfaction from quick and predictable payments
3. Ease of use from a familiar set of online payment pages.

 Direct operator billing

A direct connection to the operator billing platform requires integration with the operator, but provides a number of benefits:

1. Simplicity
2. Instantaneous payments
3. Accurate responses
4. Security
5. Best conversion rates
6. Reduced customer support costs

Mobile payment service provider model

The four potential mobile payment models:

1. Operator-Centric Model
2. Bank-Centric Model
3. Collaboration Model
4. Peer-to-Peer Model

But  there were three fundamental requirements to make banking, e-commerce and eventually the complete lifestyle management of an individual and his family over mobile phones a reality.

“Phones have to be smarter with bigger colour displays. They must be equipped with the underlying network infrastructure to connect to the Internet. And they must be able to download cards, tokens and applications directly from issuers – anywhere any time.”

Refernces:

http://ibnlive.in.com/news/paper-money-will-disappear-in-30-years-sam-pitroda/130784-11.html

http://en.wikipedia.org/wiki/Mobile_payment

We can see that an ESME can directly connect to SMSC or uses an ESME agent. Practically, an ESME can directly connect to SMSC or through some ESME agent or gateway.
We can send SMS through our PC also SMS GATEWAY is a service through which companies can instantly and cost – effectively send information to any number of GSM mobile phones in the world. SMS GATEWAY works simply by connecting server to the client database. The client supplies the destination GSM number, message content (text or binary), and an optional identification number for tracking purposes.The sms gateway software then converts the data into SMS format and sends the message to any number of mobile phones.
This is how the basic overview of SMS.